Humana Inc.
$428.17
▲ $13.18 (3.18%)
Day Range
$416.78 – $429.31
52W Range
$163.11 – $456.50
Volume
365,111
Avg Volume
1,302,593
Solid fundamentals overall with a few areas that are merely average rather than excellent. Worth deeper research before sizing a position.
ROE of 6.9% is below the bar Buffett-style investors look for.
Operating margin of 3.5% suggests a thin-margin, competitive business.
Gross margin of 13.7% suggests limited pricing power or a commodity-like product.
SMA 20
$403.64
SMA 50
$395.37
SMA 200
$302.67
Ann. Volatility
54.9%
50/200-day trend
50-day average is above the 200-day average — the intermediate trend has been improving.
RSI (14)
Momentum is in a balanced range, neither overbought nor oversold.
MACD
MACD line is above its signal line, consistent with positive short-term momentum.
Bollinger Bands (20,2)
Price is trading within its normal recent volatility range.
Market Cap
$51.41B
Trailing P/E
40.5
Forward P/E
25.1
PEG Ratio
1.14
Price / Book
2.68
Return on Equity
+6.9%
Return on Assets
+3.9%
Debt / Equity
76%
Current Ratio
1.74x
Gross Margin
+13.7%
Operating Margin
+3.5%
Net Margin
+0.9%
Revenue Growth (YoY)
+26.2%
Earnings Growth (YoY)
+27.1%
Dividend Yield
Humana Inc. provides medical and specialty insurance products in the United States. It operates in two segments, Insurance and CenterWell. The Insurance segment offers individual Medicare Advantage products, including health insurance benefits, including wellness programs, chronic care management, and care coordination; individual Medicare stand-alone prescription drug products (PDP); group Medicare advantage and Medicare stand-alone PDP; Medicare supplements; specialty and ancillary insurance comprising dental, vision, life and disability; and administrative services to arrange health care services for active-duty and retired military personnel and dependents, as well as pharmacy benefit managers. Its CenterWell segment operates full-service, value-based senior focused primary care centers under the Conviva Senior Primary Care and CenterWell Senior Primary Care brands; a management services organization; CenterWell Home Health, a home health provider; and OneHome, which manages post-acute patient needs, as well as provides pharmacy and hospice solutions. The company was formerly known as Extendicare Inc. and changed its name to Humana Inc. in April 1974. Humana Inc. was founded in 1961 and is headquartered in Louisville, Kentucky.
Debt/equity of 76% is manageable but worth monitoring.
Current ratio of 1.74x means short-term obligations are well covered.
Quick ratio of 1.28x shows solid liquidity without relying on inventory.
Revenue growing 26.2% YoY shows strong demand momentum.
Earnings growing 27.1% YoY is a strong signal.
P/E of 40.5x prices in a lot of future growth — leaves little margin of safety.
PEG of 1.14 suggests growth may be more than priced in.
Price/book of 2.7x is conservative, classic Graham-and-Dodd territory.
Free cash flow tracks reported earnings closely (152%) — a sign of high-quality profits.
Payout ratio of 33% leaves ample room to reinvest and cushion downturns.
52-week range position
Current price sits at 98% of its trailing 52-week high/low range.
Technical readings describe recent price behavior. They are not forecasts — momentum can reverse without warning.
+0.85%
Payout Ratio
+33.5%
Beta
0.74
EPS (TTM)
$10.58
Analyst Target (Mean)
$465.13
24 analysts
52W Range
$163.11 – $456.50